Introduction

Why Privacy Matters

At SmartFinance, your privacy isn’t just a legal requirement—it’s a responsibility we take seriously. In today’s digital age, financial data is sensitive, and protecting your information is critical to earning your trust.

Our Commitment to You

We’re fully committed to safeguarding your personal and financial data. This privacy policy explains what data we collect, how we use it, and what rights you have regarding that information.

Information We Collect

Personal Information
We collect data that identifies you as an individual, such as:

Full Name

Email Address

Phone Number

Financial information like income details or banking information (only when you submit them willingly)

Non-Personal Information
This includes anonymous data like:

IP addresses

Browser type

Device information

Website usage behavior

How We Collect Information

Directly From You

When you sign up, contact us, or use our services, we may ask for personal information directly.

Automatically Through Technology

Our platform uses cookies, pixels, and similar technologies to collect data as you navigate through SmartFinance. This helps us personalize your experience.

How We Use Your Information

To Provide and Improve Services

We use your data to offer financial advice, budgeting tools, or service recommendations that are most relevant to you.

For Communication

You may receive emails or SMS alerts about your account, new features, or important updates—only if you’ve agreed to them.

For Legal and Security Purposes

To prevent fraud, detect malicious activity, or fulfill legal obligations, we might analyze user behavior and share data with law enforcement if required.

Sharing Your Information

With Third-Party Services

We sometimes work with trusted third-party partners (like payment processors or analytics tools). Your information may be shared with them strictly for delivering services you’ve signed up for.

With Law Enforcement

If legally compelled, we may disclose your personal data to government bodies, but only under strict compliance with applicable laws.

Your Privacy Rights

Access and Correction

You can view and correct your personal information anytime by logging into your account.

Data Deletion

Want your data wiped from our servers? Just email us and we’ll permanently delete your record—unless legally required to keep it.

Opt-Out Options

You have the right to unsubscribe from marketing emails or tracking cookies anytime.

Cookies and Tracking Technologies

What Are Cookies?

Cookies are small files stored on your device to improve website performance and customize your experience.

How We Use Them

We use cookies to remember your preferences, track your session for analytics, and enhance the overall experience.

Data Security Measures

Encryption and Safeguards

Your data is encrypted using SSL (Secure Socket Layer) technology. Our systems are hosted on secure, GDPR-compliant servers.

How We Respond to Breaches

In the rare event of a breach, we’ll notify you within 72 hours and take swift action to minimize damage.

Children’s Privacy

SmartFinance is not intended for children under 13. We do not knowingly collect data from minors. If we learn we’ve done so, we’ll delete it immediately.

International Data Transfers

If you’re accessing our services from outside Pakistan, your data may be transferred to, stored, and processed in other countries. We ensure all transfers comply with international privacy laws.

Retention of Information

We retain your data only as long as it’s needed to provide our services or comply with laws. Once no longer required, we securely delete or anonymize it.

Changes to This Privacy Policy

This policy may be updated periodically. We’ll notify you via email or app notification when significant changes occur.

How to Contact Us

Got questions about your data? Reach out to our Data Privacy Team at:

📧 Email: israrahmad3568080@gmail.com
📞 Phone: +92-315-356-8080

Final Though

At SmartFinance, your trust means everything. We’re here to empower your financial journey, not to exploit your data. Transparency and privacy will always be our top priorities. If anything feels unclear or you’re concerned, our team is always ready to talk.