Terms And Conditions - Smart finance

Introduction

Welcome to SmartFinance. By accessing our website, services, tools, or resources, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please discontinue the use of our services immediately.

Eligibility

You must be at least 18 years old to use SmartFinance. By using our services, you confirm that you meet this age requirement and possess the legal authority to enter into this agreement.

User Responsibilities

You agree to use our website in a lawful and respectful manner. This includes not misusing our content, not attempting unauthorized access, and not using our platform to distribute harmful or illegal materials.

Account Registration

Some features may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Intellectual Property

All content on SmartFinance—including articles, graphics, logos, icons, and software—is the intellectual property of SmartFinance or its licensors. You may not reproduce, distribute, or exploit any material without prior written consent.

Prohibited Uses

You agree not to:

Use the site for unlawful purposes
Attempt to hack, disrupt, or overload our systems
Use automated systems (bots, scrapers) to access content
Infringe upon the rights of SmartFinance or any third party

Third-Party Services

SmartFinance may contain links to external websites or services. We are not responsible for the content, privacy practices, or terms of those third-party sites.

Affiliate Disclosure

Some links or recommendations may be affiliate-based, meaning SmartFinance could earn commissions from qualifying purchases. This does not affect the integrity or quality of our content.

No Warranties

SmartFinance provides its content “as is” and “as available” without any warranties, express or implied. We do not guarantee accuracy, reliability, or availability of our content or services.

Limitation of Liability

SmartFinance shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use—or inability to use—our website or services.

Termination of Use

We reserve the right to suspend or terminate your access to SmartFinance at our sole discretion, without prior notice, if we believe you have violated these Terms and Conditions.

Indemnification

By using our services, you agree to indemnify and hold harmless SmartFinance and its team from any legal claims, losses, or damages resulting from your misuse of the platform or violation of these terms.

Changes to Terms

SmartFinance may update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review this page regularly to stay informed of any changes.

Governing Law

These terms shall be governed by and construed by the laws of Pakistan. Any disputes arising under these terms shall be subject to the jurisdiction of the courts located in Pakistan.